How to deal with sneaky, tricky car dealerships?

Well, there comes a time when we all want to purchase that new shiny sports car, pickup truck or suv and what is the first thing that we do? We visit our closest dealership where there is an array of great selection, United States flags and music. There is no lack of salesmen approaching you and promising you that you can take your dream car with no credit or bad credit. Everything seems perfect you think, but then comes the magic. After the salesman keeps you waiting for several hours and you are hungry and tired and ready to leave, he gives you a stack of papers to sign. Most of the time you do not even read the documents and that is where you will pay a hefty price. These are the ways

Bodily Injury Liability Insurance

Jenny is driving to the beach in her bathing suit with no worries in her mind, other than getting a nice sun tan. However, her perfect day was cut short when Tom was not paying attention and rear ended Jenny with his car. Tom is at fault because there is a presumption that the person driving behind you should maintain a safe distance. But you may ask: Who is responsible for paying for the damages? You, the driver at fault, but if you have auto insurance, then they should pay for you. Florida requires Personal Injury Protection (PIP) and Property Damage (PD) Insurance as a minimum coverage for automobiles. Personal Injury Protection covers your medical bills up to $10,000 regardless of

What is a Power of Attorney? And when should you use one?

A power of attorney (POA) is just a legal document that gives a person the power to act your behalf. They can sign documents for you, pay bills, sell your assets or buy assets. Many times we cannot be physically present because we live abroad and the power of attorney allows your agent to act on your behalf. However, the POA has to be carefully written because if you give too many broad powers to your agent while you are not incapacitated they can pretty much take everything from you. Therefore, it is better to draft a power of attorney when you are sure that you can no longer take care of your affairs (you truly need the help of someone else) and you completely trust the person you are

What to expect in a deposition?

We recently had a client who had a deposition scheduled and she was very afraid because she did not know what to expect. Basically, a deposition is a right that both parties have in a civil or criminal case where the attorney for the other side can ask you questions and the questions will be written down by a court reporter. You will be sworn in and placed under oath, meaning that you are supposed to tell the truth because if you don't and someone investigates you, a criminal case may be filed against you for perjury (lying under oath). The first step in a deposition is that the attorney for the other side hires a process server (certified delivery guy) to serve you with what is called a

Protect Yourself from Identity Theft

Blog Post October 8, 2020 Identity Theft How to Protect Yourself and The Steps you should Take if you think you’ve been victimized A few weeks ago I had an elderly couple come into the office who suspected that they’d been victims of identity theft because they started to receive credit card statements and collection notices in the mail from accounts they had never opened. There were thousands of dollars fraudulently charged to credit cards under their names. They suspected a family member was the one who was opening these accounts because the family member knew their personal information such as social security numbers, addresses, telephone number etc. The elderly couple came to me for h

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